Roundstone

Lowest Overall Priced Medical Expense Stop Loss

Hurricane Bill roils Bermuda as the Obama Administration overhauls the national health care industry.  Some would say the effect of each crisis is unquantifiable in the near term.  Crisis is a hurricane, as our latest captive program, two in fact, help solve health insurance cost escalation.  In one case an employer group self insured a layer of risk through our captive facility allowing their employees to have lower cost employee benefit coverage for major medical insurance coverage.  The employer recognizes the effort the employees put into wellness and how that translates into a better bottom line through increased productivity.  The other medical expense insurance product benefits stop loss participants.  Medical Expense Stop loss participants already take some risk on their balance sheet, we allow them to take more risk without jeopardizing the entire balance sheet.  Our Group Captive for Medical Expense Stop Loss lowers the overall cost of health insurance without placing the entire balance sheet in jeopardy.

 The attached article discusses tax implications for Captives being bandied about on Capitol Hill.  Insurance is still the best taxable expense positively affecting an income statement, when the right amount of risk is assumed .  Find out how self insurance through our plug and play captive facility can positively improve your balance sheet versus just reduce your income for tax purposes.   It is better than riding out a hurricane, as we build a fence around our captive participants ensuring they only take on the risk they can afford.  Not like hurricane Bill or the health insurance debate which are both a near term crisis.

 Visit our website to explore our Medical Stop Loss Program and other Roundstone offerings at  www.roundstoneinsurance.com.